OUR SERVICES
“If you don't know where you're going, you'll end up someplace else.” ― Yogi Berra
Financial Services for Today…and Tomorrow
CalChoice Financial has a number of financial services to help you reach your unique destination, and typically, people will choose a combination of financial services to cover various aspects of their financial goals. Here’s a brief overview of some of the services we provide.
After reviewing, we invite you to sit down with one of our qualified advisors to learn more how these financial services may be applied to your specific financial goals.
LIFE INSURANCE
SET YOUR FAMILY UP FOR SUCCESS
You don’t buy life insurance because you are going to die, but because those you love are going to live. Nothing matters more than the safety and well-being of your loved ones. Today’s policies offer even more and can help with retirement and college planning.
ANNUITIES
PROVIDING GUARANTEED LIFETIME INCOME
Save for retirement faster by not paying income taxes on your investment until you actually take a withdrawal. Choosing the right type of annuity can mean creating income that will be there no matter how long you live.
REAL ESTATE INVESTING
A LONG-TERM, PROVEN STRATEGY
Investing in real estate provides a long term investment through a tangible asset. Real estate has long been a successful investment strategy for the rich and financially savvy middle class. Now, you can take advantage of it.
WEALTH MANAGEMENT
A TACTICAL ASSET APPROACH
Knowing your risk tolerance, net worth, financial objectives, cash flow, and current circumstances allows us to create a customized financial strategy with specific goals in mind, and special needs in consideration. A tactical approach seeks to make money in both bull and bear markets.
FINANCIAL PLANNING
CUSTOM PLANS TAILORED TO YOU
CalChoice doesn’t take a cookie-cutter approach. Whether you want to save for retirement or pay for your kids’ college, we know you have unique goals. Everything is centered on your financial objectives, your vision and your dreams in the design of your customized financial plan.
RETIREMENT PLANNING
CUSTOM PLANS TAILORED TO YOU
CalChoice doesn’t take a cookie-cutter approach. Whether you want to save for retirement or pay for your kids’ college, we know you have unique goals. Everything is centered on your financial objectives, your vision and your dreams in the design of your customized financial plan.
PRIVATE RESERVE ACCOUNT (PRA)
ALTERNATIVE TO BANKING
Keeping your money in a bank has been a low-interest endeavor for more than a decade. CalChoice Financial has an alternative to that, which can return 500%+ more than current bank interest rates. A Private Reserve Account can serve many purposes and has many tax advantages, too.
401K ROLLOVER
DON’T LEAVE MONEY BEHIND
If you still have money languishing in a former employer’s 401k or other qualified plan, we can help you analyze and research the hundreds of options which might better help you reach your unique financial goals. Take control of your finances, and put your own money to work for you using a 401k rollover.
COLLEGE PLANNING
IT’S NEVER TO EARLY TO START
College tuition costs are astronomical, so it’s important that you begin early in planning for college expenses. There are many new options besides a 529(k) plan that offer tax advantages, flexibility and long-term benefits. The earlier you start, the better—preferably when your children are toddlers.
SPEAK TO AN AGENT
START GROWING YOUR PORTFOLIO TODAY
