Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income, which will help pay your bills and take care of your family. It’s just as important, if not more, as life insurance.
BENEFITS OF DISABILITY INSURANCE
When you’re not ready to invest in a long term disability insurance,
you can still get coverage from your life insurance policy through a
disability rider. Your life insurance provider will cover up to 2 years
of income as you recover, and eventually return to work.
The temporary inability to continue job duties is hard enough on its own, but no matter what happens, you will still need to provide for yourself and your family. Having the right coverage that provides income in times of need like this can be critical to keeping up with everyday responsibilities, securing long-term savings & preserving your investments.
Disability Insurance is not a substitute for your retirement plan,
but can protect your savings in the event you become disabled.
Instead of pulling from your retirement to cover expenses, and risk
setting yourself back in the long term, disability insurance provides
financial stability and protects you long term.