The most commonly-used retirement planning investment strategy in America is a 401(k) plan provided by employers (or 403(b) plan provided by tax-exempt entities to their employees.) The 401(k) or 403(b) qualified plans are usually built into salaried benefit packages, and employee contributions are often matched to a certain level. Vesting schedules vary by employer.
Too often, employees change jobs and leave their plans behind. CalChoice Financial can help you with a 401k rollover so you can put your money to work for you. As an independent financial advisor, CalChoice Financial will listen your goals for retirement, do the research about your current investments and give you 401k rollover recommendations with the objective of maximizing your returns.
How you utilize your 401(k) money depends on your situation and your needs. But one thing is for certain, you shouldn’t leave your hard-earned money behind with a former employer when that money could be working harder on your behalf. We may recommend a self-directed IRA, or other option/s to help you achieve your goals depending on your specific situation. Let’s talk: 866.936.4884
POTENTIAL BENEFITS OF A 401k ROLLOVER
Designed to provide payments at specified intervals, can provide retirement income similar to a pension
Investing in real estate provides a long-term investment through a tangible asset, and can provide a legacy for your children
Ongoing tactical investing can help you shield your nest egg from market downturns
Life insurance can help you transfer wealth to heirs in a tax-advantaged manner